Tuesday, April 27, 2010

Study Guide Examination of Essay Question 1

Analytical Focus:

Diction: (Other wise known as the word choice in the selection) Diction is a common literary element attributed in poems and passages. The word choice helps to switch between shifts in the poem and also broaden or enrich your perception/ imagery taken from the piece.

Tone: You can identify tone through the perception of the narrator or through the actions the characters take which often show their feelings as their motives, especially in a poem. Tone is something many essay questions ask to identify because it establishes the mood of the poem and where the narrator stands. It is a way of indirectly expressing point of view in a poem.

Figurative Language: This is often used in poetry to further enhance the objective which is being conveyed. We can identify figurative language through the use of metaphors, imagery and symbolism; other literary elements commonly present throughout poems. Figurative language contributes to the essay question because it is a key part in understanding the work. If we miss interpret the language of the poem we can often mis-interpret the true meaning of it or what the character is trying to explain.

Imagery: Imagery is often the best example to be used in writing your essay. It helps to paint a vivid image or picture of whats occurring, and therefore one of the strongest supportive details you could use in your essay. In questions where you have to compare differences, or portray a view or emotion felt by a character for example. This literary element enhances the poem and also your essay, making it stronger under ideas and context in the grading rubric.

Thematic Focus

• Use the strategy of TPCASTT
- T = Title
o Guess what the poetry is going to illustrate through the title of the poem.
- P = Paraphrase
o Instead of jumping to the conclusion and misunderstanding the whole poetry, try to write in your own words what each lines of stanza mean.
- C = Connotation
o Further than literal meanings of the poetry, identify figurative language of the poetry.
- A = Attitude
o Identify the speaker’s tone or diction that leads throughout the whole poem and speaker’s purpose.
o Understand what the speaker is trying to illustrate in the poetry.
o Also understand the poet’s attitude.
- S = Shifts
o Identify the changes in mood, attitude, diction, or meaning of the poetry.
- T = Title
o Examine the title again and match with the understanding of the poetry.
- T = Theme
o Identify what the poem is saying.

Main idea? --> Focus on how the speakers purpose is achieved by asking yourself...
- What are the characters actions or intentions?
- What is the plot development in the poem?
- What is the dialogue like in the poem? Does the narrator or characters go through internal and external debates? Identify them

o All these things help to better focus on your essay question and identify key points to support and strengthen your essay based on a poem.


* By: DongMi Won and Shaileen Berlas *

Wednesday, April 21, 2010

Compound Interest and the Rule of 72

-Compound Interest is basically, when interest is added to a principal. This addition is called compounding and therefore the interest added to the principal also gains interest. Investing in retirment with compound interest can be highly beneficial through out the years do to the added interest growth or "compound".

-The rule of 72 providesthe best approximation for annual compounding. It lets you know at around what time yoru investment will double, therefore letting you know if you are making the right choice in investing with a certain company or if you're better off going somewhere else with your money. When you divide 72 by the annual rate of return, you will see the rough estimate of when your investment will prosper.

For example, the rule of 72 states that $1 invested at 10% would take 7.2 years ((72/10) = 7.2) to turn into $2. In reality, a 10% investment will take 7.3 years to double ((1.10^7.3 = 2).

Oportunity Costs

Opportunity costs are all around us. All of our moves are affected by our chances of gaining or losing from the experience? Say for example you need to go shopping in order to buy cloths for an interview. Your opportunity Costs may increase because proper clothing may increase your chances of getting the job. But how about if you still don't qualify for the job and aren't hired? Your oportunity costs turn to the gas you wasted on your trip to the mall and the money wasted on cloths you didn't need for daily use. Opportunity costs are constant gains and risks we take in life, from big things like the stalk market to smaller options like where to hang out.

Monday, March 8, 2010

My investment strategy

My plan in order to have the highest return in my investment would be to invest all or most of my money into small companies in order to receive the most profit as the company grows. If I were to invest on a company that is much bigger then I would probably not make as much money because they have already experienced their growth. The stocks I am going to buy involve small developing oil companies, airlines and growing real estate business, now that our real estate market has begun to increase once again.

Wednesday, March 3, 2010

My budget as a librarian

Two Paychecks of 1,049.44 making my monthly total, 2,098.88
Rent- Im going to rent a studio apartment for $850 in sunny side
Cable/Phone/Internet- Triple play by time warner, $100
Electricity+gas - $50
Health club- $ 10 subscription to planet fitness (no contract)
Hair/beauty- $ 39.44
MTA Unlimited- $84
Food- Eating Out- $80 Eating in- $200
Cloths- $150
School Loan- $50
Vacation/Trips- $150
Gifts- $50
Savings- $160
Luxery Spending- $ 125.44

Monday, February 8, 2010

Introduction to the Stock Market

1. What exactly is a stock and why do companies sell stock in the first place?
A stock is a source of money for a company. Companies have two options when raising money, either get a loan or open up your own stock. Then consumers like you and I purchase or invest in these stalks, our ownership in the stalk is called a share. When the company prospers then the owners of shares prosper too and the value of their part increases. However when the company doesn't do well then share owners don't do good either. That is the gamble in buying stocks.

2. What is the difference between a public and a private company?
A public company sells stocks to the general public and the stock is traded on an exchange. Meanwhile,
a private company does not sell stock to the general public, and the stock is not traded on an exchange. In private firms, the stockholders are usually the principals in the company. Private companies also have no obligation to make their financial information public while a public company is required to file their information.

3.
What is the Dow Jones Industrial Average?
The Dow Jones Industrial Average, also known as the Dow 30 is an index which shows how 30 large publicly owned companies based in the United States have traded during a standard trading session in the stock market.

4. What is a blue chip stock?
A blue chip stock is the stock of a well established and financially stable/ sound company that has demonstrated that has demonstrated its ability to pay dividends in both good and financially sour times.

5. What is the New York Stock Exchange and the NASDAQ?
The New York Stock exchange is a stock trading market, which is located in Wall street Manhattan. By market capitalization it is the Worlds largest stock exchange. The New York Stock exchange or the NYSE is responsible for setting policies, supervising member activities, listing securities, and overseeing the transfer of member seats, as well as evaluating applicants. The NASDAQ, stands for National Association of securities Dealers Automated Quotations. This is a computerized data system to provide brokers for price quotations. It was created in 1971 and it was the worlds first electronic stalk market.

6. What is a mutual fund and how do they operate, why can they be good?
A mutual fund pools money together from thousands of small investors and then its manager buys stocks, bonds or other securities with it. When you contribute money to these funds you get a stake in all its investments. Each of these funds has operating rules put in place to help define what sort of investments the fund can make. Mutual funds are bought and sold by the "share". Mutual Funds offer the benefit of diversification, but they do involve risk. Both fees and taxes can decrease the return on the investment you see with a mutual fund. The price that investors pay for a mutual fund is called the net asset value or the NAV. Mutual funds can be considered good because they give you the advantage of being professionally managed. Mutual funds can also be considered good because they're considered redeemable. The investor can sell the shares back to the fund whenever they choose.

7. What are some of the biggest companies on the stock market (in total value of their stock?)